American Express continues to be one of the top credit cards, amassing a huge consumer base and terming itself "blue cash". A healthy percentage of cash back is offered, with introductory rate of 0% . The "Blue" from American Express continues to garner fans with its extensively "goods' related card rewards without the emphasis on travel rewards some consumers don't need. But among the other AmEx options is the Plum Card, a business finance card with a finance facility for businesses to operate with increased financial flexibility.

The Chase Sapphire credit card is one of the top credit cards because of the aggressive travel and points program it features. In the arena of the secured credit card the Orchard Discover card is a best of breed option in the sub prime credit cards orbit.

The Starwood credit card requires high revenue but has over 30 frequent flyer programs and comes with no annual fee for the first year, a savings of $45. The Citibank umbrella of services offers a Platinum Select Mastercard with zero APR introductory good on the balance transfers for 18 months with an added zero% APR on purchases for 12 months. The Citibank Platinum Select comes with a welcome $30 Statement Credit (after $30 in purchases). Citibank Platinum Select comes with no annual fee.

Popular options for the top credit cards are not limited to high revenue cardholders. One of top credit cards is the Discover student card. Cash rebates make a welcome feature for this credit card. Online security features make a very nice additional dynamic for the away from home student. The AmEx Gold Card is the best business credit card, with the requirement of monthly settlement of the balance. No annual fee the first year.